How to Submit Income Tax Return in Pakistan: Complete Step-by-Step Guide (2025)

If you’re a working professional, a freelancer, or a business owner in Pakistan, filing your income tax return is more than just a legal requirement—it’s a smart financial move. With the Federal Board of Revenue (FBR) moving much of the process online through the IRIS portal, submitting your income tax return in Pakistan has never been easier. But despite the digitization, many people still feel confused or overwhelmed when it’s time to file.

This blog post is designed to remove the guesswork. Whether you’re filing for the first time or just need a refresher, this detailed guide will walk you through everything—from gathering the required documents to hitting “submit” on your return. Let’s break it down into simple steps so you can file confidently in 2025.

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📌 Why Submitting Your Income Tax Return Matters

Many people assume that filing taxes is only important for high earners or businesses. That’s not true. Filing your income tax return in Pakistan has several benefits that go beyond compliance:

• Legal Requirement: If your income exceeds the taxable threshold (currently Rs. 600,000 for salaried individuals), you’re legally required to file.
• Active Taxpayer List (ATL): Being listed as an ATL member reduces your tax on financial transactions, vehicle registration, and property dealings.
• Tax Refunds: If extra tax has been deducted (e.g., via salary or bank), you can claim a refund.
• Financial Credibility: Filing regularly strengthens your financial profile and is often required for visa applications, loans, and tenders.

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👥 Who Should File an Income Tax Return?

Filing is not just for businesses. You should file your income tax return in Pakistan if you:

• Earn more than the taxable income limit annually (Rs. 600,000 for salaried individuals).
• Run your own business or work as a freelancer.
• Have income from rent, dividends, or foreign sources.
• Own immovable property or a car above a certain engine capacity.
• Want to carry forward losses or claim tax deductions.

Even if your income is below the limit, filing can still be beneficial—especially to get listed on the ATL.

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📋 What Documents Do You Need?

Before logging in to the FBR IRIS system, keep these documents ready:

• CNIC: Your Computerized National Identity Card number
• Salary Certificate or Slips: For salaried individuals
• Bank Statements: To verify income and tax deductions
• Tax Deduction Certificates: From your employer or bank
• Utility Bills or Rent Agreements: If claiming office/home-based deductions
• Wealth Statement Details: A record of assets, liabilities, and expenditures

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🖥️ Step-by-Step: How to Submit Income Tax Return in Pakistan via IRIS

Step 1: Access the FBR IRIS Portal

Visit the IRIS Portal by the FBR. If you don’t already have an account, click on “e-Enrolment for Registered Person.” Register using your CNIC, email, and mobile number. You’ll receive login credentials from FBR.

Step 2: Log In and Select Tax Year

Use your login ID and password to access your dashboard. Choose the relevant tax year (e.g., 2024–2025) from the menu.

Step 3: Choose the Right Return Form

Depending on your income type (salaried, business, or both), select the appropriate return form. If you have multiple income sources, pick the comprehensive form.

Step 4: Fill Out Personal and Income Details

• Enter your basic info: name, CNIC, address, employer (if applicable)
• Provide complete income details, including salaries, rent, business income, etc.
• Add tax deductions like Zakat, donations, or education expenses if eligible

Step 5: Complete the Wealth Statement

This is where you declare your total assets (property, car, gold, cash, etc.), liabilities (loans), and expenses. Ensure everything reconciles correctly with your declared income.

Step 6: Review and Submit

Double-check all fields. Errors in this step can delay your refunds or result in FBR notices. Once confident, click “Submit.” You’ll get an Acknowledgment Receipt—save it for your records.

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🚫 Common Mistakes to Avoid

To ensure smooth processing, avoid these pitfalls:

• Submitting with incorrect or missing income data
• Failing to reconcile the wealth statement
• Not attaching tax deduction certificates
• Filing after the deadline (usually Sept 30 each year)

Pro Tip: Use a tax calculator or hire a professional if your sources of income are complex.

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✅ What Happens After Filing?

• You receive an acknowledgment email confirming submission
• Your name is listed in the Active Taxpayer List (ATL)
• If eligible, your tax refund will be processed by FBR
• In rare cases, you may be selected for audit—keep your documents saved

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📞 Need Help with Tax Filing?

If this still feels overwhelming, don’t worry. Several tax consultants and firms in Pakistan specialize in filing income tax returns. Alternatively, you can use software platforms that offer step-by-step guidance and e-filing support. Always choose FBR-registered agents or licensed tax advisors. You can also approach us at https://taxaccountant.pk/.

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🔚 Final Thoughts

Submitting your income tax return in Pakistan is no longer a hassle, thanks to FBR’s IRIS portal. By following the steps in this guide, you can confidently file your return, avoid penalties, and stay compliant. Remember, tax filing is not just an obligation—it’s a responsibility that contributes to national growth. Don’t delay; start today and file your return before the deadline!