Instant
Capital Gain Tax Calculator 2026
Calculate capital gains tax (CGT) on the sale of property and shares in Pakistan. This calculator applies the latest FBR rates – a flat 15% for filers and progressive 15% to 45% rates for non-filers on assets acquired from July 2024 – to show your exact CGT and net gain.
Updated for Tax Year 2025-2026
Covers Property & Securities
Filer & Non-Filer Rates
Used by investors across Pakistan
Karachi | Lahore | Islamabad | Peshawar | Faisalabad | Gujranwala | Sialkot | Rawalpindi | Multan | Sargodha | Bahawalpur
Calculate your capital gains tax
Calculation Breakdown
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- ✓ Filer (ATL) — 15% flat (property & securities)
- ✓ Non-Filer (2025-26) — FBR slabs, min 15% (up to 45%)
- ✓ Non-Filer securities (2024-25) — 30% flat
- ✓ Securities (1 Jul 2013 - 30 Jun 2022) — 12.5%
- ✓ Securities before 1 Jul 2013 — Exempt (0%)
How to Use the Capital Gain Tax Calculator
- Select fiscal year & asset type
- Choose your filer (ATL) status
- Enter purchase and sale price
- Click Calculate to highlight the rate
- Share, consult or file with our experts
Reviewed & Verified by Umair A R Mughal , for Tax Year 2025-2026
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Quick answers About Capital Gains Tax in Pakistan
What is capital gains tax
Tax on the profit (gain) from selling a capital asset such as property or shares, under the Income Tax Ordinance, 2001.
Who pays CGT?
Anyone - individuals, AOPs and companies - who sells property or securities at a profit in Pakistan.
What is the CGT rate?
A flat 15% for filers; non-filers pay progressive 15% to 45% on assets acquired from July 2024.
Which authority regulates it?
Which year is covered?
Tax Year 2025-2026 (and 2024-2025 selectable).
| Asset & Acquisition Date | CGT Rate |
|---|---|
| Immovable property (on/after 1 Jul 2024) - Filer | 15% flat |
| Immovable property (on/after 1 Jul 2024) - Non-Filer | 15% - 45% (slabs) |
| Listed securities (on/after 1 Jul 2024) - Filer | 15% flat |
| Listed securities (on/after 1 Jul 2024) - Non-Filer | Slabs, min 15% |
| Securities (1 Jul 2013 - 30 Jun 2022) | 12.5% flat |
| Securities acquired before 1 Jul 2013 | Exempt (0%) |
Worked Examples: Capital Gains Tax (Filer vs Non-Filer)
| Purchase | Sale | Capital Gain | CGT Filer (15%) | CGT Non-Filer |
|---|---|---|---|---|
| 3,000,000 | 3,500,000 | 500,000 | 75,000 | 75,000 |
| 5,000,000 | 6,000,000 | 1,000,000 | 150,000 | 150,000 |
| 8,000,000 | 10,000,000 | 2,000,000 | 300,000 | 300,000 |
| 10,000,000 | 14,000,000 | 4,000,000 | 600,000 | 970,000 |
| 20,000,000 | 28,000,000 | 8,000,000 | 1,200,000 | 2,690,000 |
Who Should Use This Capital Gain Tax Calculator?
Property sellers
Real estate investors
Stock investors
PSX traders
Mutual fund investors
Plot file traders
Overseas Pakistanis
Companies & AOPs
Common Mistakes When Calculating Capital Gains Tax
- Using old holding-period rates for property bought after July 2024.
- Calculating CGT on the sale price instead of the gain.
- Ignoring filer vs non-filer rate differences.
- Forgetting advance tax under sections 236C/236K.
- Not declaring the gain or the NCCPL certificate in the return.
Capital Gain Tax Calculator for All Major Cities
- Islamabad
- Karachi
- Lahore
- Faisalabad
- Gujranwala
- Sialkot
- Peshawar
- Sargodha
- Jhang
- Multan
Frequently Asked Questions About Capital Gain Tax Calculator 2026
What is the capital gains tax rate in Pakistan for 2025-2026?
For property and listed securities acquired on or after 1 July 2024, filers pay a flat 15% CGT, while non-filers pay progressive rates from 15% up to 45%. Securities acquired between July 2013 and June 2022 are taxed at 12.5%, and those acquired before July 2013 are exempt.
How is CGT on property calculated in Pakistan?
Capital gain is the sale price minus the purchase cost (including legal, registration and transfer fees). For property acquired from July 2024, a filer pays 15% of that gain, while a non-filer pays the higher progressive slab rate.
How much CGT do I pay on shares (PSX) in Pakistan?
On listed shares acquired from July 2024, filers pay a flat 15% of the gain, collected automatically by NCCPL at settlement. Non-filers pay the normal slab rates with a 15% minimum (non-filers paid 30% on FY 2024-25 acquisitions).
Do non-filers pay more capital gains tax?
Yes. Non-filers are taxed at progressive slab rates that can reach 45%, with a 15% floor, so they almost always pay more CGT than filers, who enjoy the flat 15% rate.
Is this capital gain tax calculator free?
Yes, it is completely free, provided for educational and estimation purposes to help you plan a property or share sale.
How is the capital gain calculated?
Capital gain = sale price minus the cost of the asset. The cost includes the original purchase price plus acquisition expenses such as legal fees, registration and transfer charges.
Are older properties taxed differently?
Yes. Properties acquired before 1 July 2024 are taxed under the older holding-period system, where the rate steps down the longer you hold the asset, rather than the flat 15% that applies to newer acquisitions.
Are inherited assets subject to CGT?
Inheritance itself is not taxed. If you later sell an inherited asset, the gain is measured from the value at the date of inheritance (step-up basis), and CGT applies on that gain.
What about securities bought before July 2013?
Listed securities acquired before 1 July 2013 are fully exempt from capital gains tax on disposal.
How can I check my ATL (Filer) status?
Simply type “ATL [space] your 13-digit CNIC” and SMS it to 9966, or verify your Active Taxpayer status on the FBR website.
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