FBR DNFBP Registration & AML/CFT Compliance Services in Pakistan

A Designated Non-Financial Business or Profession (DNFBP) is a business outside the traditional banking sector that is required to register with FBR and comply with AML/CFT regulations under the Anti-Money Laundering Act 2010. Categories include real estate agents, jewellers, lawyers, accountants, company service providers, and dealers in precious metals or high-value goods.

Any business or professional in Pakistan that falls under DNFBP categories — real estate agents, property developers, jewellers, precious metals dealers, lawyers handling client funds, accountants performing company formation, and company service providers — must register on the FBR DNFBP portal at dnfbp.fbr.gov.pk.

Failure to register as a DNFBP attracts a penalty of PKR 1 million or more under the Anti-Money Laundering Act 2010. Continued non-compliance can result in criminal prosecution, business account freezing, and adverse FATF-related consequences for your business.

AML (Anti-Money Laundering) and CFT (Countering Financing of Terrorism) compliance requires businesses to implement Know Your Customer (KYC) procedures, file Suspicious Transaction Reports (STRs) and Currency Transaction Reports (CTRs), and maintain a written AML/CFT policy. Pakistan’s FATF commitments make this legally mandatory for all DNFBPs.

You need: CNIC of owner/all directors, NTN Certificate, business registration documents (partnership deed, MOA/AOA, or sole proprietorship declaration), last 6 months bank statements, office lease agreement or utility bill, and details of existing compliance procedures if any.

TaxAccountant.pk offers DNFBP portal registration from PKR 15,000. AML/CFT policy manual preparation starts from PKR 25,000. A full compliance package including registration, policy, KYC framework, and annual return is available — contact us on WhatsApp for a transparent quote.

A Suspicious Transaction Report (STR) must be filed when a transaction appears unusual or potentially related to money laundering or terrorism financing, regardless of amount. A Currency Transaction Report (CTR) must be filed for all cash transactions above PKR 2.5 million (or as notified by FMU). Both must be submitted to the Financial Monitoring Unit (FMU).

Yes. All real estate agents and developers in Pakistan — including those in Islamabad, Lahore, Karachi, Faisalabad, and other cities — are required to register with FBR as DNFBPs and maintain AML/CFT compliance. TaxAccountant.pk provides 100% online services across all 13 major cities.

An AML/CFT policy manual is a written document that describes your business’s procedures for identifying customers (KYC), assessing money laundering risk, filing STRs/CTRs, and training staff. FBR requires all registered DNFBPs to maintain this document. TaxAccountant.pk prepares customised manuals tailored to your business type and risk profile.

Once you provide complete documents, TaxAccountant.pk completes FBR DNFBP portal registration within 24–48 hours. The full compliance package (registration + AML/CFT policy manual + KYC framework) is delivered within 3–5 business days. You receive the FBR portal acknowledgment on the day of registration.