This free Salary Tax Calculator estimates your monthly and annual income tax deduction in Pakistan based on the latest FBR tax slabs for salaried individuals. Enter your gross salary below to see your total tax payable, monthly deduction, and effective tax rate, whether you are a filer or non-filer.
Your monthly deduction is based on FBR’s official salary tax slabs, which are updated each Finance Act and applied on an annualized basis by your employer. If your income changes mid-year – a bonus, a raise, or a new allowance – it’s worth re-running the calculation, since a single large payment can temporarily push you into a higher withholding bracket for that month. For the full slab breakdown by income range, see our FBR income tax slabs guide, or reach out if you’d like a tax consultant to review your specific salary structure.
Reviewed & Verified by Umair A R Mughal, for Tax Year 2025-2026
Quick Facts
- Tax-free up to Rs. 600,000 annual salary (Tax Year 2025-2026)
- Six tax slabs from 0% to 35%, per Finance Act 2025
- Filed through FBR IRIS Portal by employer withholding, reconciled at annual return
- No separate salary-tax filing needed — it’s part of your annual income tax return
Salary Tax Slabs — Tax Year 2025-2026
| Annual Taxable Income (Rs.) | Tax |
|---|---|
| Up to 600,000 | 0% |
| 600,001 – 1,200,000 | 1% of the amount exceeding 600,000 |
| 1,200,001 – 2,200,000 | Rs. 6,000 + 11% of the amount exceeding 1,200,000 |
| 2,200,001 – 3,200,000 | Rs. 116,000 + 23% of the amount exceeding 2,200,000 |
| 3,200,001 – 4,100,000 | Rs. 346,000 + 30% of the amount exceeding 3,200,000 |
| Above 4,100,000 | Rs. 616,000 + 35% of the amount exceeding 4,100,000 (plus 9% surcharge if income exceeds 10,000,000) |
Worked Example
Suppose your annual salary is Rs. 3,000,000. That falls in the Rs. 2,200,001–3,200,000 bracket: tax = Rs. 116,000 + 23% of (3,000,000 − 2,200,000) = Rs. 116,000 + Rs. 184,000 = Rs. 300,000 annual tax, or Rs. 25,000/month withheld by your employer.
How Salary Tax Is Deducted
Your employer withholds tax monthly under Section 149 based on your projected annual salary, then adjusts for any bonus, allowance, or mid-year raise. At the end of the tax year, you file an annual income tax return reconciling total tax withheld against your actual slab liability — use our income tax return filing service if you need help with that step.
FAQs
Do I need to file a separate return for salary tax?
No. Salary tax withheld by your employer is reconciled as part of your normal annual income tax return, not filed separately.
What if my employer withholds too much or too little?
Over-withholding results in a refund claim on your annual return; under-withholding means you pay the difference when filing. See our refund processing service if you’re owed money back.
Are allowances and bonuses taxed the same as basic salary?
Most cash allowances and bonuses are added to taxable salary income and taxed at the same slab rates; some specific allowances have partial exemptions under the Income Tax Ordinance.
Disclaimer: Information on this page is for general guidance only and does not constitute professional tax advice. Consult a qualified FBR-registered tax practitioner for advice specific to your situation. Tax laws and FBR regulations are subject to change.